Terms and Conditions

By accessing or using the Borrowby website, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Service immediately.

Borrowby provides predictive data analysis and informational content relating to cryptocurrency evaluation, intended for educational and informational use by students and early-career professionals. The Service does not constitute financial, investment, legal, or tax advice, and no part of the Service should be interpreted as a recommendation to buy, sell, or hold any digital asset.

All outputs, reports, scores, and commentary generated through the Service are provided for general informational and educational purposes only. Borrowby is not a financial adviser, broker, or regulated investment firm, and nothing within the Service should be relied upon as a substitute for independent professional advice. Users are solely responsible for any decisions made based on information obtained through the Service.

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. Where account creation is required, you agree to provide accurate information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account.

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data, reverse-engineering or scraping proprietary content, distributing malicious code, or using the Service for any unlawful purpose. Borrowby reserves the right to suspend or terminate access for users found to be in breach of this section.

All content, branding, text, graphics, and underlying methodology presented through the Service are the property of Borrowby or its licensors, unless otherwise stated. You may view and use content for personal, non-commercial purposes only. Reproduction, redistribution, or commercial use without prior written consent is prohibited.

The Service may contain links to third-party websites or reference third-party data sources. Borrowby does not endorse and is not responsible for the accuracy, content, or practices of any third-party resource. Access to any linked site is at your own risk.

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, merchantability, or fitness for a particular purpose. Borrowby does not guarantee that the Service will be uninterrupted, error-free, or free from inaccuracies, particularly given the volatile and unpredictable nature of cryptocurrency markets.

To the fullest extent permitted by applicable law, Borrowby, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial loss, arising from or related to your use of, or inability to use, the Service, whether based on contract, tort, or any other legal theory.

You agree to indemnify and hold harmless Borrowby and its affiliates from any claims, damages, liabilities, or expenses (including reasonable legal fees) arising from your use of the Service, your breach of these Terms, or your violation of any applicable law or third-party right.

Borrowby reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. These Terms may also be updated periodically; continued use of the Service following any changes constitutes acceptance of the revised Terms.

Borrowby may suspend or terminate your access to the Service at its discretion, including where there is reasonable belief that these Terms have been violated. Provisions that by their nature should survive termination, including intellectual property and liability provisions, shall continue to apply.

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Borrowby operates, without regard to conflict of law principles. [Insert specific governing law and jurisdiction details as applicable.]

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Questions regarding these Terms should be directed through the contact details provided on our Contact page.